Friday, 3 July 2015

African Gold! (Portfolio Buy)

premium company pan african gallery 2
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Having become a bit disillusioned with the performance of my 'high yield' Exchange Traded Funds (ETFs) in the DIY Income Investor portfolio, I've decided - for the moment - to go back to doing what I seem to have done best: buying individual high-yield securities.

This time, I'm back to dividend shares, although these are slightly over-represented in the portfolio (which is intended to be split broadly 50/50 between dividend shares and fixed-income securities of different types).

Sunday, 28 June 2015

Do ETFs Behave Differently? (Portfolio Buy)

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As usual, a DIY Income Investor portfolio sale - viz. the recent Berkeley Group cash-in - leads to the difficult decision of what to buy now. This is always a challenge because, having been successful at making money (quite a lot in that particular case) you don't really want to blow it on something that will then tank.

This decision is all-the-more difficult because the strategy I have adopted in the last year or so (which involves building up the proportion of ETFs - Exchange Traded Funds) does not seem to be working very well.

Wednesday, 17 June 2015

Investing by Numbers (Portfolio Sale)

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After weeks in the investing doldrums, it's nice to wake up in the morning and see something happening with the DIY Income Investor portfolio: one of the bigger holdings has shot up by around 8%!

The new strategy of buying more Exchange Traded Funds (currently 43% of the  portfolio) is working in one sense: not a lot of attention is required - but not in another: the price trends are slow (and at the moment not all that favourable, it has to be said).

So a bit of positive 'market action' has cheered me up a bit.

Monday, 1 June 2015

Review: Infinis Energy

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The pot of gold?
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Not having anything to buy or sell means there is time to look at the current DIY Income Investor portfolio and catch up with some of the developments of the constituent holdings.

Infinis Energy (LSE:INFI) is a new company and describes itself as 'the UK's leading independent generator of renewable power'. It currently has a whacking great forecast yield of over 10%: is this an alarm bell or a contrarian opportunity?

Monday, 18 May 2015

Sitting Tight!

Courtesy Of Jerry Reinwand
...but not necessarily bearish!
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No posts recently - but then there have not been any changes to the DIY Income Investor portfolio. In any case, with summer on the way there are lots of things more interesting than watching the markets (like Bluegrass festivals!).

And isn't that the Holy Grail of DIY investing - a portfolio that ticks over nicely, while you have fun?

There have been some developments, though...

Thursday, 23 April 2015

'Backtesting' the DIY World ETF Income Portfolios

Does back testing help traders?
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Last month I suggested that it would be possible to create a DIY geographically-diversified income-oriented portfolio using just ETFs (Exchange Traded Funds). The idea was to create a long-term DIY portfolio that was easy to administer and which also minimised risk, whilst retaining (what I see as) the benefits of a yield-based income-oriented approach to investment.


One reader asked whether it would be possible to review the past performance of such a portfolio - so here goes...

Thursday, 16 April 2015

When It Goes Wrong: Huntsworth

A lot of eggs in a lot of baskets
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The DIY Income Investor portfolio has recently hit an all-time valuation - that is very reassuring but the portfolo does contain some problem holdings.

Buying high-yield securities directly (as opposed to a high-yield ETF) exposes you to specific security risks. In a sense, that is what the high yield should tell you: buyer beware!

So what should you do when a security goes bad?

A Simple Decision (Portfolio Buy)

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The perennial question: what to buy now?

This time - thanks to the new focus of the DIY Income Investor portfolio on building up the ETF (Exchange Traded Fund) holdings - the decision is relatively simple.  

Tuesday, 14 April 2015

What a Difference a Week Makes (Portfolio Sale)

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I've been AWOL and AFK* for a week - cut off from civilisation in deepest Oxfordshire; no news or share-price up-dates.

Firing up the spreadsheet on Monday morning - a little apprehensively - I was very pleased to see that the DIY Income Investor portfolio has hit another all-time high valuation. It could have gone the other way, of course.

With the portfolio increasingly on ETF autopilot, there should be less and less to do. However this week it did seem necessary to sell something - and it was an ETF. Here's why...

Tuesday, 31 March 2015

9%

Ubisoft Stocks Fall 9% After Assassin's Creed Unity Launch
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Another milestone: the 2014/5 financial year comes to a close. The DIY Income Investor portfolio closes the year (one day to go) with a total return - capital gains plus rolled-up income - of just over 9%.

My view is that this seems a fairly pedestrian performance compared with previous years. Yes, it's better than cash (even the 6%-plus return you can get from Ratesetter) but nothing extraordinary. So, the question is: how good or bad is this result? And could I have done better?