Wednesday, 24 February 2021

Property The REIT Way

In search of asset diversification, property has its attractions. Without the risks and hassle of owning property directly (surely one home is enough trouble?). 

But how has COVID and BREXIT affected the UK commercial property market? And what are the options for using the property asset class to derive income in your portfolio?

Monday, 22 February 2021

Gold - and income?

There is some logic in having gold in your portfolio. It’s smart to own assets that are uncorrelated—in other words, that move up and down in different, or even opposite, ways as the market fluctuates. And gold behaves differently to both equities and bonds. 

However, finding the right options in the London market requires a little work.

London's High Yield Shares

Although I currently recommend diversified ETFs there may still be room in your portfolio for a bit of a gamble on an individual high-yield share. Here we have a look at a current review of likely candidates quoted on the LSE

Wednesday, 17 February 2021

London's Equity Income ETFs

Source
The London market includes thousands of Exchange Traded Funds (ETFs). But finding the right ETF for your portfolio is not straightforward. Here are some ideas for equity income ETFs - paying an income from dividends.

Tuesday, 16 February 2021

London's High Yield Fixed-Income ETFs


There are over 150 fixed income ETFs trading on London Stock Exchange markets,  reaching far afield, offering exposure to emerging markets as well as sovereign debt in Europe, the US and established Asian Pacific regions, corporates and money markets. But how to find one that suits your needs?

Choosing ETFs - UK Dividend Share ETFs


If you are going DIY - I recommend Exchange Traded Funds (ETFs) for most of your portfolio. With ETFs, the individual business risks are reduced - because the ETF consists, usually, of many different securities. All you need to worry about is the general 'positioning' of the ETF: dividends or fixed-income and country or geographical region of interest.   

Wednesday, 21 February 2018

Dealing With Down Markets (Portfolio Buy)

Source

 "Prices can go down as well as up" - the standard disclaimer for investors in securities. It's all fun while prices are rising...but sobering when markets are heading southwards.

After a pleasing Santa Rally in December, January and February have been horror stories, with a worldwide pull-back in share prices. The DIY Income Investor portfolio is back to the value it was a year ago.

How to deal with this kind of knock-back?

Monday, 15 January 2018

High Yields in London

Source


For DIY Income Investors able to access it, Shares magazine has an interesting article on investing for income: 'Give yourself an income boost with stocks and funds yielding more than 5%'

Of course, yield is not everything and the article goes on to discuss some of the pitfalls and problems associated with high yield investing.

Wednesday, 10 January 2018

In Search Of Utility (Portfolio Buy)

Image courtesy of David Castillo Dominici at FreeDigitalPhotos.net
Source
Economists use the term 'utility' to explain behaviour - essentially it relates to the benefit you gain from buying or selling something. People are simply expected to 'maximise their utility' - in other words, do things that make them feel better off.

That basic principle works pretty well - but when it comes to investing, the new discipline of behavioural economics has found that it is all a lot more complicated.

Tuesday, 9 January 2018

Goodbye 2017

Funny happy new year 2018 wishes
Source


Happy New Year to all DIY investors!

The DIY Income Investor portfolio has done OK during 2017 - but a number of poor investment choices held back the overall total return.

So - how to make better choices in the New Year?