Wednesday, 27 July 2016

Splashing the Cash (Portfolio Buys)

Cash sitting idle is no part of an investment strategy - it should be producing capital gain or income, one way or another.

A key feature of the DIY Income Investor approach is that it throws off a lot of cash. Add to this any additional ISA or SIPP contributions and there is enough to gradually re-shape and re-direct the portfolio.

Monday, 4 July 2016

More of the Same (Portfolio Buy)

A lovely summer and the DIY Income Investor portfolio is up 19% (total return, including income and capital gain) so far in 2016. What's not to like?

I'm getting lazier than ever and with two ISA contributions to invest (in different family accounts, of course), I'm going to keep it as simple as possible.

The Benefit of Diversification

Forewarned is forearmed. Investment in the stock market IS risky (compared to holding cash...) - and the risks are not always obvious. The DIY Income Investor portfolio is a case in point: it 'gambles' (not too strong a word) on the possibility that the market is over-pessimistic about certain securities (i.e. those with high yields).

But - as recent political and market events have shown - that is only the start of the process of dealing with risk. So how has the 'risky' DIY Income Investor portfolio weathered the storm?