But there also seems to be point in our lives when our relationship with money - our 'money paradigm', if you like - changes significantly. We see money in a new way - a bit like looking through a telescope the 'wrong' way, and then the 'proper' way.
I like to think of this point as a Wealth Inflexion Point - a point beyond which the old 'paradigm' of your relationship with money changes. From that point wealth creation can truly begin. And probably not before.